BANK LOAN:

• Bank indicative value: check how much is your property worth
• Housing loan packages: help you source for the most competitive packages
• Bank sourcing: Source a bank that can match the asking price of your dream house
• Refinancing: If your existing loan has no longer any lock-in, it may be worthwhile to explore refinancing because it may translate into a big saving for you.
• HDB loan consultation: important when you are buying and selling your flat

INSURANCE:

• Mortgage insurance: protect your property so that the outstanding mortgage loan is fully taken of in the events of death and TPD. This cheap decreasing term insurance policy is a must for the sake of your loved ones.
• Car insurance: the next time you are ready to renew your car insurance, call on us and we may help you save anything from $50 to several hundred dollars.
• General insurance: if you are a business owner, contractor or developer, we can source for you competitive rates for business all-risk insurance, workman injury compensation insurance, group term insurance, accident insurance, public liability insurance, keyman insurance, fire insurance, content insurance, etc.
• Group medical insurance: for any group with as few as 4 employees
• Enhanced medishield plan: find out about one of the best plans in the market to cover your hospitalization bills on an as-charged basis using your medisave. With an additional rider using cash, you can cover the deductible and co-insurance. In this way your entire hospital bill is covered from the first dollar up. Best of all, no lifetime limit and a policy year limit as high as $500,000. A must-have even if you are covered under your company’s group insurance because it is portable ie. it goes with you even when you are no longer with your company.
• Life insurance: we have various plans to suit your needs for protection against death, TPD and critical illnesses, or to save for your children’s education.

FINANCIAL PLANNING:

• Financial planning: help you plan for your protection, education and retirement goals. Use our unique What’s-Your-Number system to guide you in your planning.
• Investments: choose from our list of investment-linked funds to suit your risk profile for mid to long term investment. Provide you some protection at the same time. Make your CPF, SRS and cash work hard for you to give potentially much better returns. Use sound investment principles to minimize your risk.
• Will: it only costs as little as $200 for a simple will. Gives you a peace of mind how your assets can be distributed upon your death.